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Fixed Rate Mortgages vs. Adjustable Rate Mortgages – Which are Better for You?

———————————————————————————————————————— Welcome to My Personal Finance Journey! If you are new here, please read the “About” or “First-Time Visitor” pages to find out more about us. If you would like...

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What is Private Mortgage Insurance?

  The following is a guest post. Enjoy! What is Private Mortgage Insurance? Private mortgage insurance is an insurance product that is taken out by a borrower, but is payable to the lender.  It is...

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Is It Time To Refinance My Adjustable Rate Mortgage?

The following post is by MPFJ staff writer Travis.  Travis is a customer blogger for Care One Debt Relief Services, and also appears weekly at Enemy of Debt.  Travis candidly shares his personal...

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